Spare Change to Financial Gains in 30 Days

Discover 'Found Money', Clear Debt, and Start Investing with Confidence Using the 3A Framework

If you’ve ever looked at your bank balance and thought:

“Where the hell did it all go?”

You’re not alone and you're not to blame.

The financial system is purposefully designed to keep you reactive, confused, and dependent on debt.

You’re bombarded with ads that train you to consume on autopilot… while your money quietly evaporates.

If balancing your finances feels tough - it’s not because you’re bad with money.

It’s because it’s highly profitable (for other people) to keep you in the system.

Playing The Long Game

In a world of one-click credit, Klarna Deliveroo, monthly subscriptions, and financed cars… we are not taught to play the long game.

Charlie Munger, Warren Buffett’s long-time business partner, once described their success as follows:


“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”

He believed that long-term wealth isn’t about being a brilliant investor.

It’s about becoming smarter to avoid making poor decisions, and compounding those results over time.

In a world of one-click credit, Klarna Deliveroo, monthly subscriptions, and financed cars… we are not taught to play the long game.

Charlie Munger, Warren Buffett’s long-time business partner, described how they achieved their success:

“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”

He believed that long-term wealth isn’t about being a brilliant investor.

It’s about becoming smarter to avoid making poor decisions, and compounding those results over time.

My Story

I’m Michael Taylor. I’ve been a full-time UK trader since 2016.

I’ve written for the Financial Times, MoneyWeek, Investors Chronicle, and delivered a TEDx talk on investing.

Back in 2015, I took out a €25,000 loan to fund my trading account (NOT financial advice!).

I had early success… until the 2017 UK General Election crashed the market and I lost over £30,000 in one month.

At the time, it was brutal.

But it taught me something I’ve never forgotten:

It’s not about how much you make - it’s about how much you keep.

I’m Michael Taylor. I’ve been a full-time UK trader since 2016.

I’ve written for the Financial Times, MoneyWeek, Investors Chronicle, and delivered a TEDx talk on investing.

Back in 2015, I took out a €25,000 loan to fund my trading account (NOT financial advice!).

I had early success… until the 2017 UK General Election crashed the market and I lost over £30,000 in one month.

At the time, it was brutal.

But it taught me something I’ve never forgotten:

It’s not about how much you make - it’s about how much you keep.

That experience forced me to take a hard look at myself.

I knew I had to become more systematic and serious with my trading.

So I came up with a system of how much I needed to make each month to pay my bills, pay back the loan, and still grow my trading account.

I had to be disciplined with my trading and my lifestyle so I know what it’s like to feel financial pressure and how to make money go further.

For example, I used to subject myself to a 30-hour bus ride to visit my girlfriend (now wife) in Germany because I couldn’t spare the money for a flight.

So when people message me on Instagram about debts weighing them down and how lost they feel with their finances… I’ve been there.

Since I started posting regularly on Instagram and TikTok last year I’ve had lots of requests for coaching and 1-on-1 calls.

While I'd love to help, trading for a living means I don't have the time.

Not to mention the fact that I am not authorised to offer individual investment advice.

Over the past 5 years I’ve helped hundreds of people become better traders but apart from my free content, I’ve had nothing to help the people people who just wanted to become better with their money.

Which is why I decided to build Micro Investor as it covers 95% of what I would advise you if we had a 1-on-1, and for a fraction of the price.

Since I started posting regularly on Instagram and TikTok last year I’ve had lots of requests for coaching and 1-on-1 calls.

While I'd love to help, trading for a living means I don't have the time.

Not to mention the fact that I am not authorised to offer individual investment advice.

Over the past 5 years I’ve helped hundreds of people become better traders but apart from my free content, I’ve had nothing to help the people people who just wanted to become better with their money.

Which is why I decided to build Micro Investor as it covers 95% of what I would advise you if we had a 1-on-1, and for a fraction of the price.

INTRODUCING..

Micro Investor

What Is It And What Makes It Different?

Micro Investor is a reset button for your finances.

It’s a practical 30-day sprint designed to help you:

  • Uncover “found money” hiding in your current spending

  • Use that cash to kill debt faster (including your mortgage)

  • And start investing small amounts with real confidence

ALL BUILT AROUND A SYSTEM I CALL THE 3A FRAMEWORK

Here’s how it works:

📍Step 1 - Awareness

You'll use the Found Money Faststart to discover money you didn’t know was there, and which can add up to thousands and thousands over the months and years ahead.

Then you’ll use my Financial Tracker to understand where your money’s actually going and why it’s leaking away.

Which means...

  • You stop feeling like your finances are out of your control

  • You can say “no” with confidence and “yes” without fear

  • You finally feel in control of your month, your year, and your life

⚙️ Step 2 - Action

With this new Found Money, I’ll help you build a real-world, real-life budget that works for you - not against you.

You’ll learn how to pay down debt with proven tools like the Avalanche Method and my Debt Destroyer - without giving up the things that matter.

The result?...

  • You create breathing room instead of financial pressure

  • You stop relying on credit to “catch up”

  • You can finally stop the cycle of treading water and start making progress

🚀 Step 3 - Accelerate

Then you'll take the money you’ve found - and make it work for you.

You’ll be getting a beginner-friendly investing roadmap built to remove fear and build momentum.

In practical terms...

  • You move from consumer to investor

  • From short-term survival to long-term peace of mind

  • Finally feeling like your money is working for you not against you

Are You Ready To Play The Long Game?

If your debts are weighing you or you simply feel lost with your finances right now, there are really only two paths you can take…

One is to keep doing what you've been doing - stuck in survival mode, constantly reacting, hoping something changes.

The second is to do what Munger suggested, “Live within your income and save so that you can invest. Learn what you need to learn.”

One path keeps you stuck.

The other starts a new chapter in your life.

You don’t need to hit rock bottom to turn things around.

You just need to make the decision - this stops right here.

Get Micro Investor and Transform Your Financial Future

Micro Investor

The Step-by-Step Money Mastery System for People Who Are Tired Of Struggling and Are Ready To Finally Take Control Of Their Finances and Their Life

What's included:

  • The Found Money Faststart (VALUE: £15)
    Put this to work straight away and Micro Investor pays for itself in the first week

  • The 3 Buckets of Wealth Building

    Master the art and use of the 3 Buckets to help you make smarter, more intentional money decisions moving forwards

  • The Financial Tracker (VALUE: £27)

    Discover where your money actually goes with this powerful tool and how to set and keep to budgets with ease

  • The 50/30/20 Budgeting System

    Transform your earning power to fuel a more empowered and financially secure future

  • The Debt Destroyer (VALUE: £25)

    Make use of the Avalanche System pay down all your debt intentionally - including your mortgage

  • The Investing Roadmap
    Start your investing journey the right way by avoiding the pitfalls and mistakes made by most beginners

Normally: £67

Early Bird Offer: £27

by michael taylor as featured In

Micro Investor In Action

✅ Get Off To A Flying Start In Week One

  • Most people who go through Micro Investor find £50–£100 within the first 7 days. 

  • Money that was already in their life - just hiding in plain sight.

  • That first win changes everything - because it gives you proof that change is possible.

🔭 30 Days From Now

  • You’re not overwhelmed when you open your banking app.

  • You know where your money’s going - and more importantly, why.

  • Your credit card balance is shrinking, not growing.

  • You’ve got a system that feels totally doable.

🛣️ One Year From Now

  • You’ve got savings.

  • You’ve got structure.

  • You’ve got peace of mind when unexpected bills arrive.

  • You’re investing regularly and building a solid financial future.

Because it’s not just about becoming “better with money.”

It's about who you have become and your future you will thank you.

TRY IT OUT RISK FREE TODAY

30 Day No-Questions Money Back Guarantee

If you go through the program and don’t feel stronger financially in 30 days…

I’ll happily refund you. No questions asked.

All I ask?

That you commit.

Not to me - but to yourself.

Watching videos is great but it’s about doing the work.

And when you do, change happens.

Knowledge without action is wasted.

Order now to take advantage of the early bird discount

STILL NOT SURE IF THIS IS FOR YOU?

Frequently Asked Questions

What exactly do I get when I join?

You’ll get instant access to the full 30-day Micro Investor program, including the Found Money Faststart, the 3A Framework system, the foundational Financial Tracker, the powerful Debt Destroyer, and beginner-friendly investing steps. Everything is step-by-step and built to create quick wins and long-term momentum. Everything is delivered online via video, PDFs and spreadsheets.

Can I do this from my phone?

Absolutely. Everything inside Micro Investor is mobile-friendly and designed for real life. Whether you're commuting, on a break, or managing this between shifts - you can access the full program from your phone, tablet, or laptop at any time.

I’m not in the UK — will this still work for me?

Absolutely. While I'm based in the UK, the financial habits, systems, and mindset shifts taught in Micro Investor apply globally. The tools are universal - how to find hidden money, build momentum, and invest with confidence. Where applicable, AI prompts are provided to enable you to find non-UK equivalents. No matter where you live, this will work for you.

Can I do this from my phone?

Absolutely. Everything inside Micro Investor is mobile-friendly and designed for real life. Whether you're commuting, on a break, or managing this between shifts - you can access the full program from your phone, tablet, or laptop at any time.

How much time does it take to see results?

You’ll start seeing wins in the first 7 days - most people do. The entire program is designed to be completed in 30 days or less, with tools you can keep using for life. You can go at your own pace, but momentum builds quickly once you start taking action.

How long do I get access to the program?

Yes. Once you join Micro Investor, it’s yours for life. You can revisit the tools, re-watch the walkthroughs, and reset your progress anytime you need a financial refresh. There’s no rush - and no expiry.

Is there any support if I get stuck?

While this isn’t a live coaching program, you’re not left on your own. The materials are clear, simple, and built for action. And if you ever hit a snag, there is a link where you can suggest questions/topics to be added to the program.

I’ve bought other programs before that didn’t deliver. Why is this different?

Fair question. Micro Investor isn’t based theory or fluff. It’s based on real world systems and techniques I've developed through experience. Hopefully you've been following me online for some time and know me to be a straight shooter, which I believe the testimonials below also attest to. And if you still think I haven't been good to my word, I'll refund you.

Copyright: Michael Taylor - Shifting Shares 2025 © All Rights Reserved