Spare Change to Financial Gains in 30 Days

Discover 'Found Money', Reduce Debt, and Gain the Confidence to Start Investing Using the 3A Framework

If you’ve ever looked at your bank balance and thought:

“Where the hell did it all go?”

You’re not alone and you're not to blame.

The financial system is purposefully designed to keep you reactive, confused, and dependent on debt.

You’re bombarded with ads that train you to consume on autopilot… while your money quietly evaporates.

If balancing your finances feels tough - it’s not because you’re bad with money.

It’s because it’s highly profitable (for other people) to keep you in the system.

Playing The Long Game

In a world of one-click credit, Klarna Deliveroo, monthly subscriptions, and financed cars… we are not taught to play the long game.

Charlie Munger, Warren Buffett’s long-time business partner, once described their success as follows:

“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”

He believed that long-term wealth isn’t about being a brilliant investor.

It’s about becoming smarter to avoid making poor decisions, and compounding those results over time.

In a world of one-click credit, Klarna Deliveroo, monthly subscriptions, and financed cars… we are not taught to play the long game.

Charlie Munger, Warren Buffett’s long-time business partner, described how they achieved their success:

“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”

He believed that long-term wealth isn’t about being a brilliant investor.

It’s about becoming smarter to avoid making poor decisions, and compounding those results over time.

My Story

I’m Michael Taylor. I’ve been a full-time UK trader since 2016.

I’ve written for the Financial Times, MoneyWeek, Investors Chronicle, and delivered a TEDx talk on investing.

Back in 2015, I took out a €25,000 loan to fund my trading account (NOT financial advice!).

I had early success… until the 2017 UK General Election crashed the market and I lost over £30,000 in one month.

At the time, it was brutal.

But it taught me something I’ve never forgotten:

It’s not about how much you make - it’s about how much you keep.

I’m Michael Taylor. I’ve been a full-time UK trader since 2016.

I’ve written for the Financial Times, MoneyWeek, Investors Chronicle, and delivered a TEDx talk on investing.

Back in 2015, I took out a €25,000 loan to fund my trading account (NOT financial advice!).

I had early success… until the 2017 UK General Election crashed the market and I lost over £30,000 in one month.

At the time, it was brutal.

But it taught me something I’ve never forgotten:

It’s not about how much you make - it’s about how much you keep.

That experience forced me to take a hard look at myself.

I knew I had to become more systematic and serious with my trading.

So I came up with a system of how much I needed to make each month to pay my bills, pay back the loan, and still grow my trading account.

I had to be disciplined with my trading and my lifestyle so I know what it’s like to feel financial pressure and how to make money go further.

For example, I used to subject myself to a 30-hour bus ride to visit my girlfriend (now wife) in Germany because I couldn’t spare the money for a flight.

So when people message me on Instagram about debts weighing them down and how lost they feel with their finances… I’ve been there.

Since I started posting regularly on Instagram and TikTok last year I’ve had lots of requests for coaching and 1-on-1 calls.

While I'd love to help, trading for a living means I don't have the time.

Not to mention the fact that I am not authorised to offer individual investment advice.

Over the past 5 years I’ve helped hundreds of people become better traders but apart from my free content, I’ve had nothing to help the people people who just wanted to become better with their money.

Which is why I decided to build Micro Investor as it covers 95% of what I would advise you if we had a 1-on-1, and for a fraction of the price.

Since I started posting regularly on Instagram and TikTok last year I’ve had lots of requests for coaching and 1-on-1 calls.

While I'd love to help, trading for a living means I don't have the time.

Not to mention the fact that I am not authorised to offer individual investment advice.

Which is why I decided to build Micro Investor as it covers 95% of what I would advise you if we had a 1-on-1, and for a fraction of the price.

INTRODUCING..

Micro Investor

What Is It And What Makes It Different?

Micro Investor is a reset button for your finances.

It’s a practical 30-day sprint designed to help you:

Uncover “found money” hiding in your current spending
Use that cash to reduce your debt (including your mortgage)
Gain the confidence to start investing — even with small amounts

Note: This program is for educational purposes only and does not constitute financial advice.

ALL BUILT AROUND A SYSTEM I CALL THE 3A FRAMEWORK

Here’s how it works:

📍Step 1 - Awareness

You'll use the Found Money Faststart to discover money you didn’t know was there, and which can add up to thousands and thousands over the months and years ahead.

Then you’ll use my Financial Tracker to understand where your money’s actually going and why it’s leaking away.

Which means...

You stop feeling like your finances are out of your control
You can say “no” with confidence and “yes” without fear
You finally feel in control of your month, your year, and your life

⚙️ Step 2 - Action

With this new Found Money, I’ll help you build a real-world, real-life budget that works for you - not against you.

You’ll learn how to pay down debt with proven tools like the Avalanche Method and my Debt Reduction Accelerator - without giving up the things that matter.

The result?...

You create breathing room instead of financial pressure
You stop relying on credit to “catch up”
You can finally stop the cycle of treading water and start making progress

🚀 Step 3 - Accelerate

Then you'll take the money you’ve found - and make it work for you.

You’ll be getting a beginner-friendly investing roadmap built to remove fear and build momentum.

In practical terms...

You move from consumer to investor
From short-term survival to long-term peace of mind
Finally feeling like you're building habits that help your money work for you not against you

Are You Ready To Play The Long Game?

If your debts are weighing you or you simply feel lost with your finances right now, there are really only two paths you can take…

One is to keep doing what you've been doing - stuck in survival mode, constantly reacting, hoping something changes.

The second is to do what Munger suggested, “Live within your income and save so that you can invest. Learn what you need to learn.”

One path keeps you stuck.

The other starts a new chapter in your life.

You don’t need to hit rock bottom to turn things around.

You just need to make the decision - this stops right here.

**Get Micro Investor and Transform Your Financial Future**

Micro Investor

The Step-by-Step Money Mastery System for People Who Are Tired Of Struggling and Are Ready To Finally Take Control Of Their Finances and Their Life

What's included:

The Found Money Faststart (VALUE: £15)
Immediately put Micro Investor to work and like many others have discovered, you may find the program will pay for itself from uncovering hidden spending leaks just in the first week
The 3 Buckets of Wealth Building
Master the art and use of the 3 Buckets to help you make smarter, more intentional money decisions moving forwards
The Financial Tracker (VALUE: £27)
Discover where your money actually goes with this powerful tool and how to set and keep to budgets with ease
The 50/30/20 Budgeting System
Optimise your money habits to better support your financial goals
The Debt Reduction Accelerator (VALUE: £25)
Use the Avalanche System to create a focused, structured plan for reducing your debts over time
The Investing Roadmap
Start your investing journey the right way by avoiding the pitfalls and mistakes made by most beginners

~~Normally: £67~~

Early Bird Offer: £27

Note: This program is for educational purposes only and does not constitute financial advice.

by michael taylor as featured In

Micro Investor In Action

✅ Get Off To A Flying Start In Week One

Many people who go through Micro Investor uncover £50–£100 of hidden spending in the first week alone.
Money that was already in their life - just hiding in plain sight.
That first win changes everything - because it gives you proof that change is possible.

🔭 30 Days From Now

You’re not overwhelmed when you open your banking app.
You know where your money’s going - and more importantly, why.
You’ve started making consistent progress on reducing your credit card balance.
You’ve got a system that feels totally doable.

🛣️ One Year From Now

You’ve built savings habits.
You’ve introduced more structure into your financial life.
You feel more in control when unexpected bills arrive.
You’re investing regularly and building a solid financial future.

Because it’s not just about becoming “better with money.”

It's about who you have become and your future you will thank you.

TRY IT OUT RISK FREE TODAY

30 Day No-Questions Money Back Guarantee

If you go through the program and don’t feel stronger financially in 30 days…

I’ll happily refund you. No questions asked.

All I ask?

That you commit.

Not to me - but to yourself.

Watching videos is great but it’s about doing the work.

And when you do, change happens.

Knowledge without action is wasted.

Order now to take advantage of the early bird discount

Note: This program is for educational purposes only and does not constitute financial advice.

STILL NOT SURE IF THIS IS FOR YOU?

Frequently Asked Questions

What exactly do I get when I join?

You’ll get instant access to the full 30-day Micro Investor program, including the Found Money Faststart, the 3A Framework system, the Financial Tracker, my guided Debt Reduction Acclerator, and beginner-friendly investing steps.

Everything is step-by-step and built to create quick wins and long-term momentum.

The program is delivered online via video, PDFs and spreadsheets.

Can I do this from my phone?

You can. Everything inside Micro Investor is mobile-friendly and designed for real life. If you have the internet then you can access the program.

I’m not in the UK — will this still work for me?

While I'm based in the UK, the financial habits, systems, and mindset shifts taught in Micro Investor are relevant globally. The tools help you identify wasteful spending, build financial structure, and begin exploring how to invest — even with small amounts.

Where applicable, AI prompts are provided to help you find country-specific options.

Everyone’s results will vary, but if you don’t find it helpful, I’ll give you a full refund.

How much time does it take to see results?

Many people report early wins in the first week, such as finding hidden spending or improving clarity with their finances.

The program is designed to build momentum over 30 days — but you can go at your own pace.

As with anything, the more you put in, the more you’re likely to get out.

How long do I get access to the program?

You get lifetime access. You can revisit the tools and watch any of the walkthroughs whenever and however many times you want.

Is there any support if I get stuck?

No. There is no mentoring or coaching included within the program. However, the materials are clear, simple, and built for action.

And if you ever hit a snag, there is a link where you can suggest questions or topics to be added to the program.

I’ve bought other programs before that didn’t deliver. Why is this different?

Fair question. Micro Investor isn’t based theory or fluff. It’s based on what works in the real world using systems and techniques I’ve developed through experience.

Try Micro Investor risk-free. If it doesn’t help you gain more clarity or control with your money within 30 days, just email me for a full refund.

Michael Taylor is not authorised by the Financial Conduct Authority and this product does not provide regulated financial advice. All content is educational in nature.